Bank supervision and supervision agency (BRSA) claims that they have expanded the scope of credit cards and consumer loan configuration. According to the explanation, the details of the configuration process are curious. Therefore, the requirements of credit card configuration, who can apply to the configuration?
With the provisions published in official newspaper on July 12, 2025, new steps were made to configure credit card debt. The new application, authorized under the coordination of the Ministry of Finance and Finance and the Bank's Supervision Agency (BRSA), aiming to make citizens breathe. Here are the current configuration conditions and application details:The maximum part will be up to 48 months. The installment time will be determined by the bank according to the amount of debt. Customers of personal credit cards cannot pay a partial or completely paid debt without paying the term, the payment of the principal and/or interest has delayed the consumer lending customers, previously the restructuring of personal credit cards and consumer lending customers will be able to benefit.In the credit card configuration, not the minimum amount of money is not paid, but also a part of the time limit or not all individual cards will be the subject of the configuration. On the other hand, late time in consumer loan configuration is no longer “exceeding 30 days”, “all types of payments are delayed”.The configuration application is made through the bank where the debt. Application channels are as follows: Bank branch: identity and if any, you can register directly to the branch with your income document.Applications can be made from branches of related banks, mobile bank applications or internet banks. Documents such as income certificate or SSI analysis may be required.
