Bank supervision and supervision agency (BRSA) has announced decisions made on credit card restructuring and consumer loans.
Bank supervision and supervision agency (BRSA) has expanded the scope of credit cards and consumer loan configuration.
In an organization's statement, BRSA, personal credit cards and consumer outstanding balance are structured for 48 months, showing the configuration of the maturity time and the application time is shortened and the process is quickly less expensive.
The application will be in 3 months
For this configuration, individual customers should register the configuration within 3 months.
In a statement, it is emphasized that the card limit will not be increased by the relevant bank until half of the debt is paid in the credit card configuration and the loan will not be expanded to exceed the current debt balance in the structure of consumer loans. Within the scope of the decision made, the Central Bank Türkiye (CBRT) also determined the maximum interest rate applied to credit card configuration transactions of 3.11 %. What is a new decision to change? In the statement, the following information about the changes that the new decision of the new BRSA decision has been made for the previous information: “In the credit card configuration, not the minimum amount is not paid, but also separate cards are not partially paid or not all debt.