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    Credit and card clause configuration and number of terms: BRSA credit card and consumer loan configuration, how to do it?

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    Credit and card clause configuration and number of terms: BRSA credit card and consumer loan configuration, how to do it?

    Credit card or credit debt for people with happy news. Bank supervision and supervision agency (BRSA) has reported that they can configure personal credit cards and consumer lending debts with a maximum maturity of 48 months. There will be no increase in card limits until you pay at least half of the creditor's payment. People with lending debts will not be provided with credit opportunities to exceed the outstanding balance in the current debt. So, how is credit card and credit configuration?

    BRSA has announced curiosity about the debt configuration process. Credit card users and those who benefit from bank loans for their needs will be able to configure their debts that they cannot pay. In addition, new regulations will be able to restructure loans structured before the decision date. Here, the conditions of BRSA debt configuration …
    Relevant people should perform credit card configuration or consumer loan debt published in July within 3 months. With regulations, the Central Bank of Turkey (CBRT) also determines the maximum interest rate applied to credit card configuration transactions of 3.11 %.
    Customers of personal credit cards cannot pay debts by time from a partial or complete configuration, the principal and/or interest have delayed customers to lend consumer loans, previously restructuring personal credit cards and consumer loans will be able to benefit from adjustments.
    Thanks to the regulations made by BRSA; In the credit card configuration, not the minimum amount is not paid, but also a partial or non -paid debt can be configured. It is the delay in the configuration of a joint venture loan not exceeding '30 days', 'All types of payments are delayed' can be configured.
    It is enough to apply to the bank where there is a debt related to debt configuration.
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